A car is simply a wheeled vehicle used for travel. Most definitions of cars state that they are powered by internal engines that generate power from gasoline, have four tires, and primarily transport individuals rather than products. A car can be classified according to the different types of materials that make up the car. Cars are grouped into four categories based on how their bodies are made. The classification is as follows:
Engine/Body Style The engine compartment is located under the hood. They are generally a boxy structure surrounded by a metal hood. Trim levels refer to the layout of the engine compartment – i.e. how many curves the structure forms. The number of curves is called the “stroke” of the framework. In addition, the overall length and width of the framework are considered when calculating a trim level number.
Overall length is usually measured from the ground up with a curb. The widest vehicles are typically called “hot dogs” since they appear relatively short due to their broad trims. On the other hand, muscle cars are considered to be long car models because of the muscle looking body styles.
Overall width measures the space available behind the driver and passengers in a car model year. This can give you an idea of how roomy the particular car model in question is. The muscle car look is generally considered to be wider than the “standard” vehicle because of the large body styles and wide trims. Therefore, it will take more space than the “standard” model year to properly fit such a model.
Bank Ratio The ratio of total assets to total liabilities, also known as the “bank loan-to-income” (LTI) ratio, is used in calculating financial obligations on a loan-by-value basis. It’s a good idea to keep in mind that the larger the figure, the greater your overall financial obligations will be. This is due primarily to the fact that the size of your bank account determines what kind of “financing load” you will be subjected to. Larger banks tend to have higher ratios.
The two risk-weighted assets used in calculating risk-weighted ratios are asset-flow and total assets. The first is a measure of current asset value. Using this asset-flow measure gives a general idea of the company’s ability to generate future profits. The second, total assets, is an estimate of the companies long-term worth. This is typically a better measure of the long-term value of a business.